I realise this sounds rather boring, sometime the most boring topics are the most important. Your credit file plays a key factor in determining your potential finance options. Including lenders, rates and terms of loan contracts.
On the 12th March 2014 the changes to privacy laws will have the following impacts on credit reporting. More detailed information will be able to be placed on your credit reports held by Veda. The most significant changes for individuals include –
- Detailed information on the current credit that is held by an individual
- The day that the finance is taken out and when it is closed
- Repayment history – details on late and early payments
Your credit file has never been more important and protecting it vital
I encourage all of my clients to pay a visit to http://www.veda.com.au/ and read up on the latest ways to monitor your credit file, it is quite costly to repair, once the damage has been done.