The next meeting of the Reserve Bank of Australia board is happening in only a weeks time. There is much talk about a rate cut – so what did the board minutes reveal?
“The Board had eased monetary policy late in 2011. Since then members had lowered their assessment of the pace of growth somewhat. If slower growth in demand could be expected to result in a more moderate inflation outcome, then a case could be made for a further easing of monetary policy.”
http://www.rba.gov.au/monetary-policy/rba-board-minutes/2012/03042012.html
This reveals a trend in stable to lower inflation will result in a possible 25 basis points next week.
For those households who are currently on a variable rate, why not use a rate cut to make additional repayments to your loan and reduce the loan term. If rates are cut next week and then passed on by your lender, leave your repayments the same. Small changes can have a big impact over the term of your loan.
Happy rate watching 🙂